How to Apply for financing

ROIC has unparalleled collaboration with important financial institutions worldwide. This permits us to offer you a wide variety of financial products for your Trade Financing and Private sector projects for which we recommend this pay stub generator software.

The project must:

  • Be in the private sector;
  • Be technically and commercially viable;
  • Have good prospects of being profitable;
  • Benefit the local economy; and
  • Be environmentally and socially sound, satisfying the environmental and social standards of the host country.

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ROIC also facilitates corporate loans for banks, financial institutions and companies to finance:

  • Banks and financial institutions are expected to on-lend ROIC funding to support their SME (small and medium enterprise) clients,
  • Corporate clients will include micro, small, and medium enterprises or individual entrepreneurs.
  • ROIC will assist companies or entrepreneurs seeking to establish a new venture or expand an existing enterprise by submitting an investment proposal.

ROIC will review the initial proposal and make necessary recommendations.

There is no standard application form to use. An investment proposal should include the following preliminary information:

  1. Brief description of project.
  2. Sponsorship, management & technical assistance: 
  • History and business of sponsors, including financial information including the pay stub generator slips.
  • Proposed management arrangements and names and curricula vitae of managers.
  • Description of technical arrangements and other external assistance (management, production, marketing, finance, etc.).
  1. Market & sales:
  • Projected production volumes, unit prices, sales objectives, and market share of proposed venture.
  • Potential users of products and distribution channels to be used.
  • Present sources of supply for products.
  • Future competition and possibility that market may be satisfied by substitute products.
  • Tariff protection or import restrictions affecting products.
  • Critical factors that determine market potential.
  1. Technical feasibility, manpower, raw material resources & environment:
  • Comments on special technical complexities and need for know-how and special skills.
  • Possible suppliers of equipment.
  • Availability of manpower and of infrastructure facilities (transport and communications, power, water, etc.).
  • Breakdown of projected operating costs by major categories of expenditures.
  • Source, cost, and quality of raw material supply and relations with support industries.
  • Import restrictions on required raw materials.
  • Proposed plant location in relation to suppliers, markets, infrastructure, and manpower.
  • Proposed plant size in comparison with other known plants.
  • Potential environmental issues and how these issues are addressed.
  1. Investment requirements, project financing, and returns:
  • Proposed financial structure of venture, indicating expected sources and terms of equity and debt financing.
  • Type of financing instrument (loan, equity, quasi-equity, a combination of financial products, etc.) and amount.
  • Projected financial statement, information on profitability, and return on investment.
  • Critical factors determining profitability.
  1. Government support & regulations:
  • Specific government incentives and support available to project.
  • Expected contribution of project to economic development.
  • Outline of government regulations on exchange controls and conditions of capital entry and repatriation.
  1. Timetable envisaged for project preparation and completion.