How to Apply for financing


ROIC has unparalleled collaboration with important financial institutions worldwide. This permits us to offer you a wide variety of financial products for your Trade Financing and Private sector projects for which we recommend this pay stub generator software.

The project must:

  • Be in the private sector;
  • Be technically and commercially viable;
  • Have good prospects of being profitable;
  • Benefit the local economy; and
  • Be environmentally and socially sound, satisfying the environmental and social standards of the host country.

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ROIC also facilitates corporate loans for banks, financial institutions and companies to finance:

  • Banks and financial institutions are expected to on-lend ROIC funding to support their SME (small and medium enterprise) clients,
  • Corporate clients will include micro, small, and medium enterprises or individual entrepreneurs.
  • ROIC will assist companies or entrepreneurs seeking to establish a new venture or expand an existing enterprise by submitting an investment proposal.

ROIC will review the initial proposal and make necessary recommendations.

<strong>INVESTMENT PROPOSALS</strong>
There is no standard application form to use. An investment proposal should include the following preliminary information:

  1. Brief description of project.
  2. Sponsorship, management & technical assistance: 
  • History and business of sponsors, including financial information including the pay stub generator slips.
  • Proposed management arrangements and names and curricula vitae of managers.
  • Description of technical arrangements and other external assistance (management, production, marketing, finance, etc.).
  1. Market & sales:
  • Projected production volumes, unit prices, sales objectives, and market share of proposed venture.
  • Potential users of products and distribution channels to be used.
  • Present sources of supply for products.
  • Future competition and possibility that market may be satisfied by substitute products.
  • Tariff protection or import restrictions affecting products.
  • Critical factors that determine market potential.
  1. Technical feasibility, manpower, raw material resources & environment:
  • Comments on special technical complexities and need for know-how and special skills.
  • Possible suppliers of equipment.
  • Availability of manpower and of infrastructure facilities (transport and communications, power, water, etc.).
  • Breakdown of projected operating costs by major categories of expenditures.
  • Source, cost, and quality of raw material supply and relations with support industries.
  • Import restrictions on required raw materials.
  • Proposed plant location in relation to suppliers, markets, infrastructure, and manpower.
  • Proposed plant size in comparison with other known plants.
  • Potential environmental issues and how these issues are addressed.
  1. Investment requirements, project financing, and returns:
  • Proposed financial structure of venture, indicating expected sources and terms of equity and debt financing.
  • Type of financing instrument (loan, equity, quasi-equity, a combination of financial products, etc.) and amount.
  • Projected financial statement, information on profitability, and return on investment.
  • Critical factors determining profitability.
  1. Government support & regulations:
  • Specific government incentives and support available to project.
  • Expected contribution of project to economic development.
  • Outline of government regulations on exchange controls and conditions of capital entry and repatriation.
  1. Timetable envisaged for project preparation and completion.